Category: Home

Many Canadians strive to own a home, and the process is more straightforward with a mortgage loan. But, it can be challenging for first-time homeowners to understand the mortgage payment structure.  When you learn what goes into your monthly payments, you’ll have a better idea of your affordability, which is a critical component of finding a home that fits your long-term goals. Key Elements of a Mortgage Payment Being familiar with the key elements of a mortgage payment is essential…

Do you have a huge wooden fence outside? If it’s starting to look old and discolored, it will harm the aesthetics of your garden. Once the weather starts getting better, you’ll need to paint the fence. Don’t let it ruin the beauty of your entire garden. It should only take you a few weekends if you decide to paint it by yourself. Let’s discuss a few tips that should help out if you don’t have lots of painting experience. 1…

If you’re used to scrubbing floors with a mop and bucket, you’ve probably thought about investing in a floor scrubber. Don’t waste more time thinking about it. Cleaning floors with a scrubber is a hundred times better. A mop and bucket have their benefits, but they’re not so good in large spaces. Let’s look at some of the main benefits you’ll get from a floor scrubber. I’m sure you’ll want to invest in one as soon as possible. 1. You’ll…

Credit score matters a lot when you are trying to get a mortgage, or you are trying to buy anything. If you are wondering how to get a mortgage with a bad credit score, it is always a difficult task, but you can always find a company that can offer you a mortgage even with a bad credit score. The Clover Mortgage broker is one of its kind for providing paper mortgages even with a bad credit score. If you…

At some point or another, most people find themselves in a financial hole – it is simply a way of life. Just because you are in trouble now, though, doesn’t mean that you have to remain like this forever. Here are the main tips and tricks that can help you get out of this rut:  Create or Re-Think Your Budget   A lot of people only budget when they are trying to save up money for something. In reality, though, it…

It doesn’t matter if you are trying to sell your home or simply make your house look better – curb appeal is key. Thus, if the outside of your house isn’t living up to your expectations, there is a lot that you can to improve on it. Here are the top tips for you to follow:  Improve the Landscaping  First things first, invest in the landscaping around your home. Even if you only have a lawn, make sure that it…

1 2